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Who We Are

We’re a family-run practice providing family-first advice – since 1997.

As your finances get increasingly complex over time, what’s needed is a way to navigate the questions you face, and all the possible answers, in light of your personal priorities.

To this end, we guide our clients through a straightforward, focused process that we’ve designed based on our own experience – as a family and as financial professionals. We have the ability to present complex ideas in an easy-to-understand manner, so that we may provide clients with clear perspective on the long-term and a solid understanding of where they stand today.

“We are a boutique family practice, dedicating the knowledge and insight of more than 22 years of helping our clients enhance their wealth and protect what matters.” – Michael Washer, Managing Partner

Mike Washer Photo

Mike Washer

Managing Partner

Mike Washer founded what is now ICS Financial in 1997, and eventually brought on his wife Melissa and son Regan to form a family-focused practice. 

A Personal Producing General Agent and Registered Representative, Mike began his career in the early 90s working for a small boutique employee benefits agency. Over the years, he established a large concentration of self-employed clients, which has led him to develop financial experience in a number of areas, from business succession planning to investment management strategies. He partnered with Ameritas in 2012 and has been recognized as part of the firm’s Leaders Conference each year since. His focus in recent years has developed into a comprehensive and goal-based approach, which enables clients and their families to bring all the various parts of their wealth together into a clear strategy. 

Mike’s knowledge and professional experience has also made him a valuable resource in his community, in which the Washer family is very active. Mike and Melissa also have a daughter Lacey, a Registered Nurse, and the family often spends time together enjoying the outdoors.



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Regan Washer, RFC® Photo

Regan Washer, RFC®

Managing Partner

A. Regan Washer joined ICS Financial in 2016, representing the second generation in the family-run and family-focused practice.

Regan holds a Bachelor’s degree from the University of Mary Washington in Fredericksburg Virginia. He is an Investment Advisor Representative and a Registered Financial Consultant, and he holds a number of securities and insurance licenses. Prior to joining ICS Financial, he was an internal wholesaler for Curian Capital, a subsidiary of Jackson National and Prudential, plc. 

This combination of education and experience has led Regan to develop a particular passion towards working with professionals who are looking for clarity and direction as they approach retirement. His service-oriented approach is based on a fundamental commitment to protecting his clients’ most valuable assets. He enjoys educating his clients on the principles of sound investment management and the importance of sustainable income. 

Outside of work, he lives a healthy lifestyle and spends time hunting, fishing and weight training.


Melissa Washer Photo

Melissa Washer

Operations Manager

As Operations Manager, Melissa Washer’s primary role can be best described as bringing a family culture into a professional organization.

Melissa was born and raised in Alaska. She and Mike  met when her step-father was stationed in Florida while she was in college.  Melissa is very proud of the fact that her step-father retired from the Air Force after proudly serving our country for 28 years.  

For 15 years, Melissa was a stay-at-home mother of Lacey and Regan. Lacey is now a Registered Nurse, and Regan now has a central role at what is now a family-run and family-oriented practice. Melissa officially joined ICS Financial in 2007, and happily works alongside her husband and son to help other families enhance their wealth and protect what matters to them. 

In her free time, Melissa enjoys biking and hiking with her dogs. She also practices yoga each day and teaches a class one evening per week. 

Lindy Firl Photo

Lindy Firl

Client Relations Manager

Lindy Firl is a Virginia Native whose family has been in the life insurance industry for generations.  She has always been interested in a career within the insurance and financial services industry, and joined ICS Financial in 2015 so that she could work directly with clients in a friendly, family-oriented environment.

Lindy assists in marketing development, organizing company events and coordinating the client on-boarding process. She and her husband Michael have a daughter, Taylor, who is proudly serving in the U.S. Navy, and a dog Lanie.  Lindy enjoys singing, being a DJ and spending quality time with her family.


Check the background of this firm/advisor on FINRA’s BrokerCheck.